Friday, May 28, 2021

Will I Lose My Cryptocurrency When Filing Bankruptcy? - Bankruptcy Questions Answered

https://www.youtube.com/watch?v=7OaXPtG7C_4


Will I Lose My Cryptocurrency When Filing Bankruptcy? Call (703) 967-3315 or visit https://fishersandlerlaw.com and ask us about our $0 Down Bankruptcy Program today.

Fisher-Sandler has been helping people get out of debt since 1999. We’ve helped thousands of clients file for bankruptcy and we can help you too! Our experienced attorneys have successfully handled thousands of chapter 7 and chapter 13 cases in Northern Virginia.

If you are tired of being harassed by creditors, or if your financial situation is causing stress on your family, then it may be time to consider filing bankruptcy under the U.S. Bankruptcy Code. You can stop harassing calls from creditors today! Get a fresh start with zero down payment for chapter 7 bankruptcy filing at Fisher-Sandler!

What is Cryptocurrency?

A cryptocurrency is a digital or virtual currency that is secured by cryptography, which makes it nearly impossible to counterfeit or double-spend. Many cryptocurrencies are decentralized networks based on blockchain technology—a distributed ledger enforced by a disparate network of computers. A defining feature of cryptocurrencies is that they are generally not issued by any central authority, rendering them theoretically immune to government interference or manipulation.

What is Bitcoin?

Bitcoin is a type of cryptocurrency. There are no physical bitcoins, only balances kept on a public ledger that everyone has transparent access to. All bitcoin transactions are verified by a massive amount of computing power. Bitcoins are not issued or backed by any banks or governments, nor are individual bitcoins valuable as a commodity. Despite it not being legal tender, Bitcoin is very popular and has triggered the launch of hundreds of other cryptocurrencies, collectively referred to as altcoins. Bitcoin is commonly abbreviated as "BTC."

Can Cryptocurrency Be Converted To Cash?

The idea that bitcoin will eventually replace fiat currencies* is the reason so many people are investing in it now. In theory, you will one day be able to use bitcoin for any type of purchase when it replaces fiat currencies, like U.S. dollars, which will no longer be necessary.

For now, however, there are still relatively few businesses or individuals that accept payment in bitcoin. That is one reason you may want to convert your bitcoin to cash—to use the value of your bitcoin to buy actual things. Another reason is when the market is in decline. If you think the price of bitcoin is going to keep sinking and you want to protect yourself from losses, it makes sense to convert bitcoin to cash while you wait for the bitcoin price to recover.

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Fisher–Sandler, LLC
12801 Darby Brook Ct #201
Woodbridge, VA 22192
(703) 967-3315
MPGP+78 Occoquan, VA
https://fishersandlerlaw.com
https://fishersandlerlaw.business.site
https://g.page/r/CQNd7p3lrE6zEBA

Fisher–Sandler, LLC
3977 Chain Bridge Rd #2
Fairfax, VA 22030
(703) 691-1642
RMWV+PG Fairfax, Virginia
https://fishersandlerlaw.com
https://fairfaxbankruptcyattorneys.business.site
https://g.page/r/CUT2wgB_1b9oEBA

Fisher-Sandler, LLC
8002 Discovery Drive, Ste. 422
Richmond,VA 23229
(804) 664-3643
JF34+P3 Richmond, Virginia
https://fishersandlerlaw.com/bankruptcy-attorney-richmond-va/
https://richmondbankruptcyattorney.business.site
https://g.page/fisher-sandler-richmond

Fisher-Sandler, LLC - Fredericksburg, VA
1930 William Street
Fredericksburg, VA 22401
(540) 274-5566
7GW5+33 Fredericksburg, Virginia
https://fishersandlerlaw.com/bankruptcy-attorney-fredericksburg-va/
https://fredricksburgbankruptcyattorney.business.site
https://g.page/FisherSandler-Fredericksburg

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Bankruptcy Questions Playlists:
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Related Videos:
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Bankruptcy Laws - Why New Bankruptcy Laws Make the Debt Settlement Option Attractive

As the new era of economics has begun, we see that more and more people are facing problems with respects to finances. And as a remedy they have been filing bankruptcy to get rid of such problems without even being fully aware of the bankruptcy laws. It is important that every individual should be fully aware of the restrictions that the law will place on him if he opts to file bankruptcy.

Personal Debt Bankruptcy - Before You File Bankruptcy Consider Your Debt Relief Options

Personal debt bankruptcy should not be considered as the only option to become debt free. In fact, it must be put aside as a last choice as your debt condition has became unmanageable.

Filing For Bankruptcy - Why Bankruptcy Should Always Be the Last Option For Debt Relief

As you think about debt relief issues, there seem to be just two options. In fact, individuals think about debt settlement as well as filing for bankruptcy. However you might not be familiar with the fact that filing for bankruptcy supposed to be your very last choice. Actually, when you are stuck in a financial crisis you must sort it out in a way that you would not encounter this issue again.

The Effects of Bankruptcy to Your Credit Score

Before you declare bankruptcy, it is essential to get more details about the consequences and effects of such on your credit score. While it enables you to wipe out your debts, it could also remain in your report for a long time, mostly up to ten years before it is removed from your credit report.

How to Get Out of Debt Without Bankruptcy!

When examining the options and consequences of filing for bankruptcy, the best decision is to prevent its occurrence. All the same, there are situations when it can not be prevented or corrected other than claiming bankruptcy.

The Chapter 11 Bankruptcy Process is Complicated Without a Lawyer

A blacksmith cannot replace a goldsmith and a goldsmith cannot replace a blacksmith. This principle is applicable to filing for a bankruptcy process too.

Dealing With Bankruptcy - Is it Hassle-Free to Be Bankrupt?

Nowadays, a lot of people are facing bankruptcy due to the current state of economy. While it is true that bankruptcy is not something that people would normally want to deal with, it is also surprising that there are individuals who actually think declaring bankrupt might be the fastest way to deal with their financial problems. Truth to be told, while all the credit card debts and other debts are wiped off by declaring bankrupt, there are definitely serious implications that you might not be aware of.

5 Top Causes of Personal Bankruptcy

With the state of the economy, unemployment at an all time high, foreclosures looming in every neighbor hood, and credit cards charging exorbitant interest rates individuals are finding it difficult to escape the burden of debt. What is the root causes of bankruptcy?

The Aftermath of Bankruptcy - Part Two

This is part two of the Aftermath of Bankruptcy two part series. This article will continue to expand your knowledge of how to improve your conditions financially after bankruptcy.

The Essentials of Bankruptcy Law

Knowing the basics of bankruptcy law, you can make an informed decision about whether or not you should seek the court's protection to relieve your debts. If you choose to file bankruptcy, you definitely should retain professional legal counsel.

How to Get Quality Information on Bankruptcy!

Learning more about bankruptcy can also be very difficult and confusing. The laws are changing so fast these days that it is tough to stay up to date on all of it.

Credit Card Debt Bankruptcy - Why Declare Bankruptcy? - There Are Better Debt Relief Solutions

Over the past few years it has been seen that many people face the problem of credit card debt bankruptcy. The main reason behind all this is the financial recession that has been prevailing throughout the world. As people are unable to solve their troubles, they opted credit card debt bankruptcy as a solution.

Debt Settlements Vs Bankruptcy - Why New Bankruptcy Laws Make Debt Settlements Appealing

The recent recession has left two choices for the people who are under financial crises. Debt settlements vs. bankruptcy are the words that come out of every debtor's mouth. However, if you consider the advantages and disadvantages of the debt settlement programs and bankruptcy, you will come to know that a debt settlement program can be more beneficial for a debtor.

Making Bankruptcy Easier For You and Your Family

Filing for bankruptcy may seem like a tremendous concession; however, when bills are piling up and creditors are filling your voicemail box, you may have few alternatives. More than a million Americans filed for personal bankruptcy in 2009, and the numbers do not seem to be declining. Despite the stigma of bankruptcy, it can be a very beneficial route for people who are in a financial bind.

If Your Business is Going Under, Consult a Chapter 11 Bankruptcy Attorney

Many people want to have their own business for the reason that they get to control their own time, sell products and services they are personally interested in and get all of the money they work for. What most of them do not realize is that business carries with it lots of responsibilities.

https://bklaw.attorney/will-i-lose-my-cryptocurrency-when-filing-bankruptcy-bankruptcy-questions-answered/

Will I Lose My Cryptocurrency When Filing Bankruptcy? - Bankruptcy Questions Answered

https://fishersandlerlaw.com

Wednesday, May 19, 2021

Will Filing Chapter 13 Lower My Car Payment? - Bankruptcy Questions Answered

https://www.youtube.com/watch?v=YrItBW29aiE


Will Filing Chapter 13 Lower My Car Payment? Call (703) 967-3315 or visit https://fishersandlerlaw.com​​​ and ask us about our 👉$0 Down Bankruptcy Program today.👈

Fisher-Sandler has been helping people get out of debt since 1999. We’ve helped thousands of clients file for bankruptcy and we can help you too! Our experienced attorneys have successfully handled thousands of chapter 7 and chapter 13 cases in Northern Virginia.

If you are tired of being harassed by creditors, or if your financial situation is causing stress on your family, then it may be time to consider filing bankruptcy under the U.S. Bankruptcy Code. You can stop harassing calls from creditors today! Get a fresh start with zero down payment for chapter 7 bankruptcy filing at Fisher-Sandler!

Areas We Serve:
https://fishersandlerlaw.com/areas-we-serve/

Your best chance of reducing your car payment is through Chapter 13 bankruptcy. In Chapter 13, your car loan will become part of your bankruptcy plan which will be paid by your trustee. Your car payment could remain the same, but you can reduce a high interest rate (typically down to ~4%), and you can even reduce the principal balance of a car loan if (a) the value of the vehicle is less than the balance owed and (b) the vehicle was purchased at least 910 days prior to filing your Chapter 13.

This is known as a “cram down.” In a cram down, if the balance of your loan is more than your car is worth, then you can pay back the balance based on the current value rather than the contracted loan balance. This could decrease the amount you owe considerably and thereby lower your payment.

In Chapter 13 bankruptcy, you get to keep your car and pay off your car loan through a repayment plan. Further, you may even be able to reduce the principal balance and interest rate on your car loan. Read on to learn more about what happens to your car in Chapter 13 bankruptcy.

According to bankruptcy attorneys, Chapter 13 is the best option to reduce car payments. In the Chapter 13 bankruptcy or the wage earner’s plan, your auto loan is a part of your bankruptcy plan, and it will be paid by the trustee. You can lower the interest rate (down to ~4%) and principal balance of an auto loan in the wage earner’s plan

Fisher-Sandler, LLC
12801 Darby Brook Ct #201
Woodbridge, VA 22192
(703) 967-3315
MPGP+57 Woodbridge, Virginia
https://fishersandlerlaw.com
https://fishersandlerlaw.business.site
https://g.page/r/CQNd7p3lrE6zEBA

Fisher–Sandler, LLC
3977 Chain Bridge Rd #2
Fairfax, VA 22030
(703) 691-1642
RMWV+PG Fairfax, Virginia
https://fishersandlerlaw.com
https://fairfaxbankruptcyattorneys.business.site
https://g.page/r/CUT2wgB_1b9oEBA

Fisher-Sandler, LLC
8002 Discovery Drive, Ste. 422
Richmond,VA 23229
(804) 664-3643
JF34+P3 Richmond, Virginia
https://fishersandlerlaw.com/bankruptcy-attorney-richmond-va
https://richmondbankruptcyattorney.business.site
https://g.page/fisher-sandler-richmond

Fisher-Sandler, LLC - Fredericksburg, VA
1930 William Street
Fredericksburg, VA 22401
(540) 274-5566
7GW5+33 Fredericksburg, Virginia
https://fishersandlerlaw.com/bankruptcy-attorney-fredericksburg-va
https://fredricksburgbankruptcyattorney.business.site
https://g.page/FisherSandler-Fredericksburg

Lets Get Social:
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Hashtags:
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Bankruptcy Questions Playlists:
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https://cli.re/KaYmkr

Related Videos:
https://www.youtube.com/watch?v=Ot0ifFUwbYg
https://www.youtube.com/watch?v=q4LQ7bgxOPw
https://www.youtube.com/watch?v=uXGCbH00hQI
https://www.youtube.com/watch?v=tJI6oeE6JIk
https://www.youtube.com/watch?v=1Rv7T55ixb8

Clearing Doubts on Discharge

Obtaining a discharge is not all that difficult is there are no objections to it being filed. A copy goes to all involved - all the creditors, the legal representatives of both sides. It is actually a formal discharge, which states that the creditors cannot move forward any collection activities.

Avoid Filing For Bankruptcy - How Stop Debt Collection Calls and Avoid Bankruptcy

Most of the people who are willing to get rid of their debts usually decide to file bankruptcy as they think it is the best option for them to come out of the financial hassles. Of course, even you can do the same as the decision is completely up to you. However, before you make such decisions, it is quote imperative to know about the other options available in the market, which will help you to get rid of your debts without a bankruptcy.

Credit Card Bankruptcy Tips - Why Threat of Bankruptcy Helps Debt Settlement Negotiations

The term bankruptcy is always a trouble for financial institutions and for the consumers as well if they understand it in real terms. The laws of the state have given a protection to the consumer who fails to pay his debts to his creditor. No one can ask for any recovery if a person is bankrupt. There are some certain criteria for consumer to declare himself bankrupt. This is not easy and simple as many tests are involved in it.

Arrange Your Own Credit and Debt Counseling - Keep Uncle Sam Out of It!

If you've been thinking about filing for bankruptcy you should consult a Phoenix debt counseling service first. Filing for Chapter 7 protection might sound like the answer to all your prayers but with the recent changes in the bankruptcy laws you could just be opening up an even bigger can of worms.

Filing For Bankruptcy Or Debt Settlement - Which is Better to Get Out of Debt?

Due to the rapid growth of the consumer debts, most of the people who are under the pressure of debts often find themselves four popular methods to get out of it. The four processes that will help you to get rid of your debts are debt consolidation, debt management, bankruptcy and debt settlement.

Is it Possible For the Insolvent to Avoid Bankruptcy?

When a firm becomes insolvent, it is possible for it to avoid being sued for bankruptcy. Becoming bankrupt is a serious issue and must never be taken lightly.

Drafting a Chapter 13 Repayment Plan

Chapter 13 bankruptcy is a restructuring bankruptcy, one in which you use a portion of your income to pay off your debts over a set period of time. Unlike other forms of bankruptcy (such as Chapter 7), in which property is liquidated and the profits used to pay off debts, restructuring bankruptcy protection allows you to keep the majority of your possessions.

Why You Will Never Qualify For Chapter 7

Chapter 7 is known as 'straight' or 'liquidation' bankruptcy. In this, almost all your debts are cleared as your property and the assets are sold at the rate to pay your creditor.

Chapter 7 Bankruptcy Can Help You to Start Over

Often, through no fault of your own, you have been overwhelmed with debt. This might have resulted from an unexpected illness, a job loss, or overspending.

Life-Changing Events That Can Lead to Bankruptcy

This article talks about certain events that could lead to life-changing events. These events could lead to bankruptcy. There are ways that you can avoid them so review the tips to assist you in avoiding bankruptcy.

Understanding the Different Types of Bankruptcy

There are several different types of bankruptcy that can be filed. The type depends on the financial situation and whether it is being filed on behalf of an individual or business.

Credit Card Bankruptcy - How New Bankruptcy Laws Make Debt Settlement a Wiser Option

As credit card bankruptcy has become a major topic of the present world which strives to make a match out of anything, the legal side of the issue too develops rapidly. Debt settlement has been one of the heroic themes as well. When considering the fore said circumstances, one could easily identify that new bankruptcy laws make debt settlement a wiser option in the present.

Are You Considering Bankruptcy? Learn the Truth About, How Much Does Bankruptcy Cost?

If you are thinking of filing for bankruptcy, the very first thing you should is to ask "how much does bankruptcy cost?" This question is very important because you know you are in a very dire situation and you still have to think of the cost of filing for it. But if this is the only way to get debt relief then it's in your best interest to check this out.

Avoid Bankruptcy! - Learn to Capitalize on This Recession and Eliminate Unsecured Debt

Are you taking pills because you are tensed about your financial condition? This may help in improving your mental condition but it will never produce practical results for you. Try to do something which can practically reduce your monetary problems. To avoid bankruptcy, the first step is to spend less. This step will prevent the problem from increasing.

How to File For Bankruptcy in Michigan

Filing for personal bankruptcy in Michigan happens more often than you think. With Motown's automotive industry in the dumps and the general US economy in shambles, many Michiganders are finding bankruptcy to be their only lifeline in a sea of deepening debt.

https://bklaw.attorney/will-filing-chapter-13-lower-my-car-payment-bankruptcy-questions-answered/

Will Filing Chapter 13 Lower My Car Payment? - Bankruptcy Questions Answered

https://fishersandlerlaw.com

Tuesday, May 18, 2021

Will Bankruptcy Get Rid Of My Car Title Loan? - Bankruptcy Questions Answered

https://www.youtube.com/watch?v=YRVLGFsxljQ


Will Bankruptcy Get Rid Of My Car Title Loan? Call (703) 967-3315 or visit https://fishersandlerlaw.com​​​ and ask us about our 👉$0 Down Bankruptcy Program today.👈

Fisher-Sandler has been helping people get out of debt since 1999. We’ve helped thousands of clients file for bankruptcy and we can help you too! Our experienced attorneys have successfully handled thousands of chapter 7 and chapter 13 cases in Northern Virginia.

If you are tired of being harassed by creditors, or if your financial situation is causing stress on your family, then it may be time to consider filing bankruptcy under the U.S. Bankruptcy Code. You can stop harassing calls from creditors today! Get a fresh start with zero down payment for chapter 7 bankruptcy filing at Fisher-Sandler!

A car-title loan is when you borrow money and in return, you sign over the vehicle to the lender as security for that loan. In layman’s terms, you signed over the pink slip to your car in exchange for some money. Giving the lender your title means that you no longer own the car. In order to sell the vehicle or transfer it, you would need to get the pink slip back. To do that, you have to pay off the loan.

It’s important that you list the title loan because you want it to be clear in your bankruptcy paperwork that your vehicle likely has no equity. You might not be able to protect much, if any, of the vehicle equity when filing bankruptcy. But once you show that the vehicle is worth less than or equal to what you owe on it, you likely will be able to keep the vehicle as long as you continue to pay the loan for the vehicle after your bankruptcy case closes.

Hopefully, the payment is affordable and you don’t risk losing the vehicle. Title lenders are usually very aggressive to repossess a vehicle upon default, so make sure to continue making that payment before, during and after your bankruptcy case closes.

Areas We Serve:
https://fishersandlerlaw.com/areas-we-serve/

Fisher-Sandler, LLC
12801 Darby Brook Ct #201
Woodbridge, VA 22192
(703) 967-3315
MPGP+57 Woodbridge, Virginia
https://fishersandlerlaw.com
https://fishersandlerlaw.business.site
https://g.page/r/CQNd7p3lrE6zEBA

Fisher–Sandler, LLC
3977 Chain Bridge Rd #2
Fairfax, VA 22030
(703) 691-1642
RMWV+PG Fairfax, Virginia
https://fishersandlerlaw.com
https://fairfaxbankruptcyattorneys.business.site
https://g.page/r/CUT2wgB_1b9oEBA

Fisher-Sandler, LLC
8002 Discovery Drive, Ste. 422
Richmond,VA 23229
(804) 664-3643
JF34+P3 Richmond, Virginia
https://fishersandlerlaw.com/bankruptcy-attorney-richmond-va
https://richmondbankruptcyattorney.business.site
https://g.page/fisher-sandler-richmond

Fisher-Sandler, LLC - Fredericksburg, VA
1930 William Street
Fredericksburg, VA 22401
(540) 274-5566
7GW5+33 Fredericksburg, Virginia
https://fishersandlerlaw.com/bankruptcy-attorney-fredericksburg-va
https://fredricksburgbankruptcyattorney.business.site
https://g.page/FisherSandler-Fredericksburg

Lets Get Social:
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Hashtags:
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#bankruptcy​​
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#chapter7​​
#chapter13

Bankruptcy Questions Playlists:
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https://cli.re/KaYmkr

Related Videos:
https://www.youtube.com/watch?v=Ot0ifFUwbYg
https://www.youtube.com/watch?v=q4LQ7bgxOPw
https://www.youtube.com/watch?v=uXGCbH00hQI
https://www.youtube.com/watch?v=tJI6oeE6JIk
https://www.youtube.com/watch?v=1Rv7T55ixb8
https://youtu.be/YRVLGFsxljQ

Chapter 13 Bankruptcy Has Many Advantages Over Chapter 7

Most people think Chapter 7 is better than Chapter 13 because they don't like the idea of a payment plan. Learn why Chapter 13 has surprising advantages that make it a better choice for some people.

Basics of Filing For Bankruptcy

Cases filed in a bankruptcy court are termed as Bankruptcy cases. These courts in real terms are a part of the District Courts of The United States. Proceedings in bankruptcy courts are governed by the Bankruptcy Rules which were promulgated by the Supreme Court under the authority of Congress.

Do You Have a Failing Business? Consult With a Chapter 11 Bankruptcy Lawyer Before Filing!

Owning a business is a dream of many, whether the business started from scratch or was inherited from a relative or family member. There are many resources that one can find through the internet and other publications on how to successfully manage a business.

Top 8 Disadvantages of Filing Bankruptcy

While it may seem that bankruptcy can be a miracle cure for your financial woes, you need to be aware of the numerous negative side effects from filing. Loss of assets - Depending on the value of your home and where you live, it's possible - but not likely - that you'll lose it by filing by bankruptcy.

Understanding Filing Chapter 7 Bankruptcy

Chapter 7 bankruptcy is also referred to as "total" bankruptcy or "straight" bankruptcy. This is the type of bankruptcy most think of when they think of bankruptcy.

Understanding Filing Chapter 13 Bankruptcy

When you file Chapter 13 Bankruptcy, you will be required to work out a repayment plan in which you pay off all or a portion of your debts. This will take place over a 3-5 year period. You (or your attorney) will actually put the payment plan together an will have it approved by a judge.

Knowing Bankruptcy Advantages

Bankruptcy is a consideration if you have no way to pay your bills. As a rule of thumb if you use a 3 year period as a baseline, if you cannot repay your debts.

Understanding the Pros and Cons of "Do-It-Yourself Bankruptcy"

Finance is the main issue in such cases, and many debtors get daunted while working out the cost involved in paying off the creditors while filing for bankruptcy and coordinating effectively with the bankruptcy trustee. Federal law doesn't require the lawyer or bankruptcy professionals to deal with all types of bankruptcy filings. There are a number of issues to think about for the debtors when they decide to go in for a "do-it-yourself" bankruptcy option.

Bankruptcy - What You'll Gain & What You'll Lose

If you've got absolutely no way to pay your bills - no job, no savings, etc., you may really need to consider bankruptcy as an option to get out of the situation you are in. You may also want to consider this option if you've got an income, but won't be able to pay all of your unsecured debts within three years while maintaining a reasonable standard of living.

Dealing With Out of Control Debt - Knowing When It's Time to File Bankruptcy

Bankruptcy - something that the thought of sends shivers up many folks spines. Maybe you've been out of work and haven't had medical insurance for a while when you find out that you've got a major medical problem. Or you have a car crash and your expenses far exceed that $5,000 in med pay coverage you have on your auto policy.

Understanding Bankruptcy Court

When you have mounting debts and decide to declare bankruptcy, that isn't the end of your troubles. In reality, that opens a whole new set a challenges, beginning with bankruptcy court.

What Type of Individual Bankruptcy Can One File For?

A general opinion on bankruptcy summarizes what Chapter 7 is all about. A trustee or a caretaker is appointed to overlook all your assets. Some of it will have to be handed over to the trustee. He in turn will sell this off to repay part of your debt.

Choosing the Right Bankruptcy Lawyer

While sometimes the debtor can handle his cash crunch situation, there are cases of extreme debt where professional services need to be hired. Bankruptcy lawyers are a specialized bunch of people who can help when a foreclosure on your property is inevitable.

Certain Facts About Filing For Bankruptcy

Filing for bankruptcy can be a scary thought in itself. The whole process can be a bit unnerving and you may have several doubts.

Considering Alternatives to Bankruptcy

Some of your creditors may have taken you to court over pending settlements. You could consider an out-of-court settlement in such cases. This would mean negotiating with your creditors and opting to pay a lump sum amount that may be a little lower than the whole sum owed.

https://bklaw.attorney/will-bankruptcy-get-rid-of-my-car-title-loan-bankruptcy-questions-answered/

Will Bankruptcy Get Rid Of My Car Title Loan? - Bankruptcy Questions Answered

https://fishersandlerlaw.com

Monday, May 17, 2021

When Filing Chapter 13 Bankruptcy Do I Need To Include All Of My Debts? - BK Questions Answered

https://www.youtube.com/watch?v=2tNsaamQMhY


When Filing Chapter 13 Bankruptcy Do I Need To Include All Of My Debts? Call (703) 967-3315 or visit https://fishersandlerlaw.com​​​ and ask us about our 👉$0 Down Bankruptcy Program today.👈

Fisher-Sandler has been helping people get out of debt since 1999. We’ve helped thousands of clients file for bankruptcy and we can help you too! Our experienced attorneys have successfully handled thousands of chapter 7 and chapter 13 cases in Northern Virginia.


If you are tired of being harassed by creditors, or if your financial situation is causing stress on your family, then it may be time to consider filing bankruptcy under the U.S. Bankruptcy Code. You can stop harassing calls from creditors today! Get a fresh start with zero down payment for chapter 7 bankruptcy filing at Fisher-Sandler!

Filing for bankruptcy can be a difficult process and it is important to know what you're getting into before making the decision. One of the most common questions people have when considering filing for chapter 13 bankruptcy is whether or not they need to include all their debts.

Most people have at least one debt they don’t want to erase (discharge) in bankruptcy, and many think they can pick and choose the debts included in the case. The truth is that you must list all of your creditors—even friends and family members you don’t want to stiff.

First of all, the Bankruptcy Code requires that you disclose all of your debts on your schedules. You sign your schedules under penalty of perjury (subject to both fines and up to five years in federal prison). You cannot directly lie on your bankruptcy forms or lie by omission. Leaving something out that you’re required to disclose is a lie! Intentionally omitting (not listing) a debt is a federal crime. None of the reasons listed above are worth the risk!

Areas We Serve:
https://fishersandlerlaw.com/areas-we-serve/

Fisher-Sandler, LLC
12801 Darby Brook Ct #201
Woodbridge, VA 22192
(703) 967-3315
MPGP+57 Woodbridge, Virginia
https://fishersandlerlaw.com
https://fishersandlerlaw.business.site
https://g.page/r/CQNd7p3lrE6zEBA

Fisher–Sandler, LLC
3977 Chain Bridge Rd #2
Fairfax, VA 22030
(703) 691-1642
RMWV+PG Fairfax, Virginia
https://fishersandlerlaw.com
https://fairfaxbankruptcyattorneys.business.site
https://g.page/r/CUT2wgB_1b9oEBA

Fisher-Sandler, LLC
8002 Discovery Drive, Ste. 422
Richmond,VA 23229
(804) 664-3643
JF34+P3 Richmond, Virginia
https://fishersandlerlaw.com/bankruptcy-attorney-richmond-va
https://richmondbankruptcyattorney.business.site
https://g.page/fisher-sandler-richmond

Fisher-Sandler, LLC - Fredericksburg, VA
1930 William Street
Fredericksburg, VA 22401
(540) 274-5566
7GW5+33 Fredericksburg, Virginia
https://fishersandlerlaw.com/bankruptcy-attorney-fredericksburg-va
https://fredricksburgbankruptcyattorney.business.site
https://g.page/FisherSandler-Fredericksburg

Lets Get Social:
https://www.facebook.com/FisherSandlerLLC
https://www.instagram.com/fishersandler​​
https://twitter.com/FisherSandler
https://www.pinterest.com/fishersandler
https://www.youtube.com/user/FairfaxBankruptcy

Hashtags:
#fishersandler​​
#bankruptcy​​
#nomoneydownbankruptcy​​
#chapter7​​
#chapter13

Bankruptcy Questions Playlists:
https://cli.re/QkEzJQ​​
https://cli.re/KaYmkr

Related Videos:
https://www.youtube.com/watch?v=Ot0ifFUwbYg
https://www.youtube.com/watch?v=q4LQ7bgxOPw
https://www.youtube.com/watch?v=uXGCbH00hQI
https://www.youtube.com/watch?v=tJI6oeE6JIk
https://www.youtube.com/watch?v=1Rv7T55ixb8

Bankruptcy Or Debt Settlement? - Which is More Financially Wise?

If you need ten thousand dollars for medical treatment, is it feasible to rob a bank or take a loan. Most people will not violate rules by trying to rob a bank. In addition to that, such practices lead to immense disgrace. Bankruptcy or debt settlement can be termed as a similar comparison.

Applying For an Individual Voluntary Arrangement

An IVA is a legally binding agreement between the debtor and their creditors. However, in order to apply for an IVA, the debtor must comply with strict criteria.

Options Available For a Concern in Insolvency

The last few months have witnessed a huge downfall in the economy of the world. The housing bubble took its toll on every industry, which saw the efficient companies bringing down the cost of their goods and services significantly, much to relief of the customers.

Tips to Avoid Bankruptcy and Legally Get Rid of Credit Card Debt

In today's economic situation, almost every consumer is suffering from insurmountable credit card debts. It is not necessary that you have to file for bankruptcy so as to eliminate your debts; in fact you should keep bankruptcy as a last resort, when you have no other choice left because bankruptcy causes too many adverse effects on the financial life of the consumer.

Bankruptcy Or Debt Settlement? - What Are the Best Personal Debt Relief Solutions For 2010

Filing for bankruptcy to get rid of debts is no more a common practice today. This year 2010 has also not escaped from the consequences of the recession that hit United States back in 2008. But till now people have nearly stopping going for bankruptcy instead they are attempting the other debt relief options available today to get relief from personal debts mainly credit card debts.

Bankruptcy in the United States

Bankruptcy in the United States come under the Chapter 11 and Chapter 7 with the United States Bankruptcy Court presented with the authority to declare an entity as bankrupt. It emerges when a business entity is unable to meet the amount due from them to the creditors or where the net assets are negative. Neither the amount of cash reserves with the company nor the sale of a few assets can offer respite from the burden of debt.

Changes in Bankruptcy Law For Student Loans

The policy of the US government is so tailored that student loans for education are easily available. The result is that liberal loan schemes are on the anvil and loans for higher studies are open for all.

How to Avoid Filing For Bankruptcy

For many people, filing for bankruptcy has become a necessity. This is to handle the ever increasing financial pressure that is being levied on the common man.

Easing the Emotional Burden

Filing for bankruptcy can take an emotional toll on anybody. Largely because it is not a nice situation to be in - socially or personally.

What is a Bankruptcy Stay?

When you file for bankruptcy under the bankruptcy code an injunction immediately comes into force. This prevents any of your creditors from furthering any collections efforts. This is in the case of Chapter 7.

The Cost of Filing For Bankruptcy

Living in the modern world is not easy. Value for money is a concept rarely heard of.

An Overview of Bankruptcy Law

Put in simple words, bankruptcy law is what allows you, as a creditor to be able to solve your financial problems. It creates a forum where you can develop a repayment plan and stick to it. In some cases your assets will need to be divided and given to creditors.

Are You Wondering How Does Bankruptcy Work? Get the Facts First Before You File!

No person would ever want to be in a difficult financial situation. Knowing the reasons why you got there is not as important as knowing how to get out of it. There are many ways to get out of debt and in cases where you are in an extreme financial difficulty you might start asking "how does bankruptcy work?"

Filing For Bankruptcy - Understanding Secured Vs Unsecured Debt

If your current financial status leaves you in a situation where you are not able to pay back even an insignificant part of your loans, then consider yourself to be bankrupt. It may be hard for you to accept, but common life always hits you with hard facts! Once you have confirmed that you are in a state of bankruptcy, the first step that is suggested to take is to do a filing for bankruptcy.

Credit Card Debt Bankruptcy - How to Use Bankruptcy As a Threat to Eliminate Credit Card Debt

Bankruptcy is the most visible and active method which most American consumers tend to practice mostly as a solution for credit card debt. The recession prevailing in the country, redundancy, lack of job opportunities and salary reductions are the main reasons behind bankruptcy. It is these reasons which have worsened the economical problems of the people. However, this method of bankruptcy itself can be used as a threat to eliminate the credit card debt.

https://bklaw.attorney/when-filing-chapter-13-bankruptcy-do-i-need-to-include-all-of-my-debts-bk-questions-answered/

When Filing Chapter 13 Bankruptcy Do I Need To Include All Of My Debts? - BK Questions Answered

https://fishersandlerlaw.com

Friday, May 14, 2021

What Does My Monthly Trustee Payment Need To Be For My Chapter 13? - Bankruptcy Questions Answered

https://www.youtube.com/watch?v=uWAj8L1kG5Q


What Does My Monthly Trustee Payment Need To Be For My Chapter 13? Call (703) 967-3315 or visit https://fishersandlerlaw.com​​​ and ask us about our 👉$0 Down Bankruptcy Program today.👈

Fisher-Sandler has been helping people get out of debt since 1999. We’ve helped thousands of clients file for bankruptcy and we can help you too! Our experienced attorneys have successfully handled thousands of chapter 7 and chapter 13 cases in Northern Virginia.

If you are tired of being harassed by creditors, or if your financial situation is causing stress on your family, then it may be time to consider filing bankruptcy under the U.S. Bankruptcy Code. You can stop harassing calls from creditors today! Get a fresh start with zero down payment for chapter 7 bankruptcy filing at Fisher-Sandler!

How Long Will Your Chapter 13 Repayment Plan Last?

In general, unless you are paying back all of your debts (including non-priority unsecured claims) in a shorter amount of time, your Chapter 13 plan must be at least 36 months (three years) long. But it can't exceed 60 months (five years). Whether you can propose a three-year plan or if you must be in Chapter 13 bankruptcy for five years depends on whether your average income for the six-month period preceding your bankruptcy is above or below your state's median income for a similar household.

If your income is below median, your plan can usually be anywhere from 36 to 60 months long. Keep in mind that proposing a 60-month plan can reduce your monthly payment amount by stretching your payments over a longer period of time. If you have above median income, you typically have to be in a 60-month plan (but some courts allow above median debtors to propose a shorter plan if they have no disposable income).

Areas We Serve:
https://fishersandlerlaw.com/areas-we-serve/

Fisher-Sandler, LLC
12801 Darby Brook Ct #201
Woodbridge, VA 22192
(703) 967-3315
MPGP+57 Woodbridge, Virginia
https://fishersandlerlaw.com
https://fishersandlerlaw.business.site
https://g.page/r/CQNd7p3lrE6zEBA

Fisher–Sandler, LLC
3977 Chain Bridge Rd #2
Fairfax, VA 22030
(703) 691-1642
RMWV+PG Fairfax, Virginia
https://fishersandlerlaw.com
https://fairfaxbankruptcyattorneys.business.site
https://g.page/r/CUT2wgB_1b9oEBA

Fisher-Sandler, LLC
8002 Discovery Drive, Ste. 422
Richmond,VA 23229
(804) 664-3643
JF34+P3 Richmond, Virginia
https://fishersandlerlaw.com/bankruptcy-attorney-richmond-va
https://richmondbankruptcyattorney.business.site
https://g.page/fisher-sandler-richmond

Fisher-Sandler, LLC - Fredericksburg, VA
1930 William Street
Fredericksburg, VA 22401
(540) 274-5566
7GW5+33 Fredericksburg, Virginia
https://fishersandlerlaw.com/bankruptcy-attorney-fredericksburg-va
https://fredricksburgbankruptcyattorney.business.site
https://g.page/FisherSandler-Fredericksburg

Lets Get Social:
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https://www.instagram.com/fishersandler​​
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Hashtags:
#fishersandler​​
#bankruptcy​​
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#chapter7​​
#chapter13

Bankruptcy Questions Playlists:
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https://cli.re/KaYmkr

Related Videos:
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https://www.youtube.com/watch?v=q4LQ7bgxOPw
https://www.youtube.com/watch?v=uXGCbH00hQI
https://www.youtube.com/watch?v=tJI6oeE6JIk
https://www.youtube.com/watch?v=1Rv7T55ixb8

Credit Card Bankruptcy - The Best Way to Never Pay Back Credit Card Debt Up To 50%

The credit card holder is no longer required by law to pay any debts that are discharged. The discharge operates as a permanent order directed to the card issuer that they do not take any collection action on discharged debts.

Are Big Banks "Too Big to Fail" Or "Too Big to Control and Regulate?" - You Decide

Did you know that Andrew Jackson, you know that guy with the wild hair on the $20.00 bill, who supposedly "Caught the bloody British in the Town of New Orleans," and supposedly won the war and pissed off the Indians later by taking their land and removing them from it into reservations - never wanted to wait around to see if the banks would become too big to fail?

Credit Card Bankruptcy - How to Negotiate Debt Settlements by Using a Threat of Bankruptcy

Although bankruptcy is one of the options to get rid of the debts, this is not the piece of advice a professional would give you. On the other hand, a lender would never like to lose his money anyway.

Individual Bankruptcy is an Important Financial Tool For Those With Serious Debts

Individual bankruptcy can be very simple or it can be very complex. It depends largely on the complexity of an individual's person finances. Someone who does not have extensive assets will find that chapter 7 and the chapter 7 bankruptcy court proceedings can be very simple.

Avoid Bankruptcy - Why Debt Settlement is Better Than Filing For Bankruptcy

Many people are fed up with callings from collection departments of financial institutions. These calls create too much stress and lead the consumers to make wrong decisions. The people calling for recovery do not have the manner to talk proper and their attitude changes with every new call. It is not affordable for a noble citizen to listen to their calls.

Chapter 7 and Chapter 13 Bankruptcy Laws Are Designed to Help Individuals to Work Through Their Debt

To help insure that bankruptcy works successfully for you, it's important to have a attorney work with you and show you how to best use these statutes to work out your financial situation. Filing for personal bankruptcy is a real asset. If you file for bankruptcy it's hard to go wrong.

Bankruptcy Vs Debt Consolidation

Good times and bad times come in turns in everyone's life. We never stop and we are in a constant quest towards this journey called Life. Especially during a recession, our hopes get fonder and fonder.

3 Easy Steps to Finance a Car After Bankruptcy!

After the state of bankruptcy, it is necessary to build the same amount of trust and credibility. One can even apply for auto financing the next day. When it comes to finance a car after bankruptcy, the first thing that you need to do is to build up your credibility once again. Read this article now to learn how to do it the easiest way ever.

How Long Does Bankruptcy Take?

Many responsible people are having to file for bankruptcy due to unavoidable circumstances like job loss, and lowered wages, and there is little in the way of alternative funding. The biggest question we ask when we are pinched to the point where we must consider bankruptcy is; how long will a bankruptcy take to finalize?

Bankruptcy Laws - How New Bankruptcy Laws Make Other Debt Relief Alternatives Preferable

The last changes to the bankruptcy laws were made in 2005. A numerous changes were introduced. The basic goal of the law amendment was to make it difficult for the ordinary individual to go in for bankruptcy whenever he or she wants.

Credit Debt Solutions - Can You Really Eliminate Your Unsecured Debts by 50%?

The most reliable way to get solution for your credit debt is that one should contact to debt settlement companies or relief networks; they will help you out in your financial problems in most decent and reliable way. Their services are to negotiate with your creditor and get you maximum reductions over the payable amount of your debts.

Chapter 13 - What Separates This Form of Bankruptcy From the Rest

Before you decide what chapter to file, if you decided to declare bankruptcy, you should know the benefits of each one. Chapter 13 provides many advantages for debtors, but with some regulations.

Why Bankruptcy Isn't Always Your Best Option

Filing for bankruptcy may seem like the best choice, but for some it's just not necessary. Find out the hidden truth most bankruptcy lawyers won't tell you.

Debt Settlements and Credit Card Bankruptcy - What is the Difference?

At some point there comes a time in the life of an individual when he finds it difficult to manage his resources in an efficient way. It is then when he seeks ways to remove these problems from his life. One of the ways for eliminating such problems is debt settlement and another way which one may consider when despaired by troubles is credit card bankruptcy.

Basic Facts You Should Know About Filing Bankruptcy Online

After the forms have been filled out, you are going to need to submit them to the bankruptcy court. By choosing to fill out your forms yourself on the internet, it also means that you have the responsibility of doing research and knowing what exemptions apply to you.

https://bklaw.attorney/what-does-my-monthly-trustee-payment-need-to-be-for-my-chapter-13-bankruptcy-questions-answered/

What Does My Monthly Trustee Payment Need To Be For My Chapter 13?

What Does My Monthly Trustee Payment Need To Be For My Chapter 13? - Bankruptcy Questions Answered

https://fishersandlerlaw.com

Thursday, May 13, 2021

Do I Need To Repay All Of My Debts With Chapter 13 Bankruptcy?

Do I Need To Repay All Of My Debts With Chapter 13 Bankruptcy? - Bankruptcy Questions Answered

https://www.youtube.com/watch?v=UWdwtfIbHTg


Do I Need To Repay All Of My Debt With Chapter 13? Call (703) 967-3315 or visit https://fishersandlerlaw.com​​​ and ask us about our 👉$0 Down Bankruptcy Program today.👈

Fisher-Sandler has been helping people get out of debt since 1999. We’ve helped thousands of clients file for bankruptcy and we can help you too! Our experienced attorneys have successfully handled thousands of chapter 7 and chapter 13 cases in Northern Virginia.

If you are tired of being harassed by creditors, or if your financial situation is causing stress on your family, then it may be time to consider filing bankruptcy under the U.S. Bankruptcy Code. You can stop harassing calls from creditors today! Get a fresh start with zero down payment for chapter 7 bankruptcy filing at Fisher-Sandler!

Under a Chapter 13 plan, you make payments, usually monthly, to the bankruptcy trustee, an official appointed by the bankruptcy court to oversee your case. The trustee, in turn, pays your creditors and collects a commission based on the amounts paid out under your plan. You must make all of your payments to complete your plan and get a discharge of any remaining balance on qualified debts.

You'll begin a Chapter 13 bankruptcy by filling out a packet of forms—mostly the same forms as you would use in a Chapter 7 bankruptcy—listing your income, property, expenses, and debts. You'll file these forms and paperwork and a workable payment plan proposing how you plan to handle your debts over the payment plan period with the local bankruptcy court.

The repayment plan is like a personalized road map for paying off some or all of your debts in a Chapter 13 bankruptcy, and it works somewhat like a short-term consolidation loan. The plan helps you to restructure your debts for one bimonthly or monthly payment based on a number of factors, including the total sum of your eligible debts, your household income and various potential deductions for items like cost-of-living expenses and required tax payments.

The plan is then submitted to the bankruptcy court for approval, at which time the judge and your creditors will have the chance to challenge it.

Completing a Chapter 13 plan isn't easy because you're required to commit all your income for three to five years. First, you'll need enough income to make your regular payments, such as rent or mortgage, car payment, utility bills, and other monthly expenses. But your responsibilities won't end there.

If you're behind on your mortgage, car payment, or another secured debt (an obligation secured by collateral), you'll need to make up the missed payments through the plan. You also must pay certain debts known as priority debts in full. Common priority debts include support arrearages and recently incurred tax bills. You must use any income remaining to pay your other debts, like credit card balances, medical bills, and personal loans. Any portion of these balances that you cannot pay in full (except student loans) gets discharged (erased) after your complete your payments.

Areas We Serve:
https://fishersandlerlaw.com/areas-we-serve/

Fisher-Sandler, LLC
12801 Darby Brook Ct #201
Woodbridge, VA 22192
(703) 967-3315
MPGP+57 Woodbridge, Virginia
https://fishersandlerlaw.com
https://fishersandlerlaw.business.site
https://g.page/r/CQNd7p3lrE6zEBA

Fisher–Sandler, LLC
3977 Chain Bridge Rd #2
Fairfax, VA 22030
(703) 691-1642
RMWV+PG Fairfax, Virginia
https://fishersandlerlaw.com
https://fairfaxbankruptcyattorneys.business.site
https://g.page/r/CUT2wgB_1b9oEBA

Fisher-Sandler, LLC
8002 Discovery Drive, Ste. 422
Richmond,VA 23229
(804) 664-3643
JF34+P3 Richmond, Virginia
https://fishersandlerlaw.com/bankruptcy-attorney-richmond-va
https://richmondbankruptcyattorney.business.site
https://g.page/fisher-sandler-richmond

Fisher-Sandler, LLC - Fredericksburg, VA
1930 William Street
Fredericksburg, VA 22401
(540) 274-5566
7GW5+33 Fredericksburg, Virginia
https://fishersandlerlaw.com/bankruptcy-attorney-fredericksburg-va
https://fredricksburgbankruptcyattorney.business.site
https://g.page/FisherSandler-Fredericksburg

Lets Get Social:
https://www.facebook.com/FisherSandlerLLC
https://www.instagram.com/fishersandler​​
https://twitter.com/FisherSandler
https://www.pinterest.com/fishersandler
https://www.youtube.com/user/FairfaxBankruptcy

Hashtags:
#fishersandler​​
#bankruptcy​​
#nomoneydownbankruptcy​​
#chapter7​​
#chapter13

Bankruptcy Questions Playlists:
https://cli.re/QkEzJQ​​
https://cli.re/KaYmkr

Related Videos:
https://www.youtube.com/watch?v=Ot0ifFUwbYg
https://www.youtube.com/watch?v=q4LQ7bgxOPw
https://www.youtube.com/watch?v=uXGCbH00hQI
https://www.youtube.com/watch?v=tJI6oeE6JIk
https://www.youtube.com/watch?v=1Rv7T55ixb8
https://youtu.be/UWdwtfIbHTg

Can I Keep My House and Car in a Bankruptcy?

People often wonder what will happen to their property in a Missouri or Illinois Chapter 7 bankruptcy. A St. Louis bankruptcy attorney is prepared to help you make whatever decision you think is best but you do have three choices: reaffirm, redeem or surrender the property. Where do you go from here?

How to Survive Bankruptcy and Bad Credit

Banktrupcty can be a difficult process. You need to know how to manage the process, and how to handle the after effects of bad credit.

Is it Hard to File the Documents For a Chapter 13?

You may be wondering what the document filing process is like for a Missouri or Illinois Chapter 13, especially if you are filing by yourself. While the process isn't as complicated for an experienced bankruptcy attorney, it is one of the easiest points to get your case dismissed.

Life After Filing For Bankruptcy

Did you just file for bankruptcy? Are you feeling emotionally and financially devastated? It's natural. Off late, foreclosures and bankruptcy have shaken many a strong foundations.

What Happens to a Home Equity Line in a Chapter 7 Bankruptcy?

All this talk of loan modifications may have you wondering if you can discharge a home equity line in your Missouri or Illinois Chapter 7 bankruptcy. But, there may be a better option for taking care of the debt tied to your home.

What's the Best Strategy For Filing a Chapter 7 Bankruptcy?

The hardest decision is already over--you've decided to file Chapter 7 bankruptcy in Missouri or Illinois. But, now that you've got your game face on, what is the best strategy for filing Missouri or Illinois Chapter 7?

Do You Automatically Lose Your House by Filing a Chapter 7 Bankruptcy?

It is natural to wonder whether you will lose your house, car, or other property in a bankruptcy. You may be surprised to find out how much you can keep--and how much a St. Louis Missouri or Fairview Heights Illinois bankruptcy attorney can help you do it.

Bankruptcy - What is Exempt Property?

When individuals file bankruptcy under Chapter 7 they are allowed to keep all of their "exempt property." Exempt property is real or personal property that the law specifically allows individuals to keep when they file bankruptcy. Exempt property laws differ from state to state.

Chapter 7 and 13 Bankruptcy - How Does it Affect My Mortgage?

Filing Chapter 7 or 13 bankruptcy results in an "automatic stay" that immediately stops any foreclosure proceeding on the debtor's home. Except in rare cases, the bankruptcy court has no legal authority to modify a mortgage on a primary residence and, therefore, cannot reduce the regular payment amount or interest rate as provided in the mortgage documents.

Chapter 7 and 13 Bankruptcy - Do I Qualify?

Approximately 85% of individuals filing bankruptcy under Chapter 7 are exempt from completing most of the "means test" form (Form B22A) because their annual income does not exceed the state median income. Those that are required to complete the entire means test form typically qualify for Chapter 7 anyway after completing the test. In most Chapter 13 proceedings the primary issue is not whether the debtor qualifies, but rather how much his monthly plan payment should be.

Taxes - Can They Be Discharged in Bankruptcy?

State or federal income taxes can be discharged in a bankruptcy proceeding under certain circumstances. However, if a tax lien has been recorded prior to the bankruptcy filing, the taxing authority will be a "secured creditor" in the bankruptcy proceeding and its lien on any real and/or personal property will survive the bankruptcy to the extent that there is any "equity" in the property to support the lien.

Credit Card Debt - Will it Be Discharged in Bankruptcy?

Credit card issuers sometimes challenge the discharge of credit card debt in bankruptcy by filing a complaint objecting to the dischargeability of the debt (also known as an "adversary proceeding") claiming that the debt was fraudulently incurred and therefore should be excluded from the discharge. Credit card debt may be non-dischargeable in bankruptcy under either of two legal theories: (1) The application submitted to get the card was fraudulent; or (2) The card was used without an intent to repay.

Personal Insolvency During the Recession

The Recession that hit the UK between late 2007 and early 2010 caused a rise in personal insolvency and debt management. This also a rise in procedures like IVAs.

Chapter 12 Bankruptcy - Debtors and Trustees

While Chapter 12 bankruptcy cases are modeled closely after those falling under Chapter 13, there are important differences. One of the main differences is that the amount of debt in question can be significantly higher under Chapter 12, allowing it to be a much more legitimate option for farming and fishing businesses.

Filing Bankruptcy - Debt Settlement Vs Bankruptcy

Filing bankruptcy should never be considered as an option of recovering from debt. Debt settlement is a much easier and convenient method of legally eliminating all your dues.

https://bklaw.attorney/do-i-need-to-repay-all-of-my-debts-with-chapter-13-bankruptcy-bankruptcy-questions-answered/

Do I Need To Repay All Of My Debts With Chapter 13 Bankruptcy? - Bankruptcy Questions Answered

https://fishersandlerlaw.com

Wednesday, May 12, 2021

Can I Modify My Mortgage While In Chapter 13 Bankruptcy? - Bankruptcy Questions Answered

https://www.youtube.com/watch?v=AHZytTspKbE


Can I Modify My Mortgage While In Chapter 13 Bankruptcy? Call (703) 967-3315 or visit https://fishersandlerlaw.com​​​ and ask us about our 👉$0 Down Bankruptcy Program today.👈

Fisher-Sandler has been helping people get out of debt since 1999. We’ve helped thousands of clients file for bankruptcy and we can help you too! Our experienced attorneys have successfully handled thousands of chapter 7 and chapter 13 cases in Northern Virginia.

If you are tired of being harassed by creditors, or if your financial situation is causing stress on your family, then it may be time to consider filing bankruptcy under the U.S. Bankruptcy Code. You can stop harassing calls from creditors today! Get a fresh start with zero down payment for chapter 7 bankruptcy filing at Fisher-Sandler!

Can I Modify My Mortgage While In Chapter 13?

Filing a Chapter 13 bankruptcy and modifying your mortgage are two different paths to the same end—keeping your house. But they can also work well together. A Chapter 13 bankruptcy can protect your investment by helping you bring a past due mortgage current. Additionally, it can stop a foreclosure and provide you with the time you need to work out a modification with your lender.

Even though you're paying mortgage arrearages through a Chapter 13 plan, you can still work with your lender to modify your mortgage. It's not at all unusual for a borrower to file a Chapter 13 case to stop a foreclosure and then apply to the mortgage company to modify the terms of the loan.

When you're applying for a modification, you're asking the lender to change the terms of the loan. Your interest rate could be adjusted, and therefore the monthly payment reduced, or your missed payments could be added to the end of your mortgage, thereby increasing its length. When the modification goes into effect, your mortgage will be current.

You'll have to present your modification to the bankruptcy judge for approval. Most judges will approve the plan if the new terms are reasonable. Next, you'll propose a new Chapter 13 payment plan that removes the mortgage arrearages and any other debt included in the new mortgage, like past due property taxes. You'll continue making your new mortgage payment and your new Chapter 13 plan payment until you reach the end of your plan term, after which you will enjoy the benefits of your Chapter 13 discharge.

4 Convenient Locations:

Fisher-Sandler, LLC
12801 Darby Brook Ct #201
Woodbridge, VA 22192
(703) 967-3315
MPGP+57 Woodbridge, Virginia
https://fishersandlerlaw.com
https://fishersandlerlaw.business.site
https://g.page/r/CQNd7p3lrE6zEBA

Fisher–Sandler, LLC
3977 Chain Bridge Rd #2
Fairfax, VA 22030
(703) 691-1642
RMWV+PG Fairfax, Virginia
https://fishersandlerlaw.com
https://fairfaxbankruptcyattorneys.business.site
https://g.page/r/CUT2wgB_1b9oEBA

Fisher-Sandler, LLC
8002 Discovery Drive, Ste. 422
Richmond,VA 23229
(804) 664-3643
JF34+P3 Richmond, Virginia
https://fishersandlerlaw.com/bankruptcy-attorney-richmond-va
https://richmondbankruptcyattorney.business.site
https://g.page/fisher-sandler-richmond

Fisher-Sandler, LLC - Fredericksburg, VA
1930 William Street
Fredericksburg, VA 22401
(540) 274-5566
7GW5+33 Fredericksburg, Virginia
https://fishersandlerlaw.com/bankruptcy-attorney-fredericksburg-va
https://fredricksburgbankruptcyattorney.business.site
https://g.page/FisherSandler-Fredericksburg

Lets Get Social:
https://www.facebook.com/FisherSandlerLLC
https://www.instagram.com/fishersandler​​
https://twitter.com/FisherSandler
https://www.pinterest.com/fishersandler
https://www.youtube.com/user/FairfaxBankruptcy

Hashtags:
#fishersandler​​
#bankruptcy​​
#nomoneydownbankruptcy​​
#chapter7​​
#chapter13

Bankruptcy Questions Playlists:
https://cli.re/QkEzJQ​​
https://cli.re/KaYmkr

Related Videos:
https://www.youtube.com/watch?v=Ot0ifFUwbYg
https://www.youtube.com/watch?v=q4LQ7bgxOPw
https://www.youtube.com/watch?v=uXGCbH00hQI
https://www.youtube.com/watch?v=tJI6oeE6JIk
https://www.youtube.com/watch?v=1Rv7T55ixb8
https://youtu.be/AHZytTspKbE

Prevent Bankruptcy! - How to Avoid Bankruptcy and Negotiate a Debt Settlement

Are you finding a way to prevent bankruptcy? Then, you have come to the correct place.

What is Lienstripping and How Can it Help Make My Mortgage Payment More Affordable?

Lienstripping is a process in bankruptcy whereby junior lienholders are stripped, or removed from being a secured debt against the property. It applies only in Chapter 13 bankruptcy cases and only to the debtor's primary residence. Lienstripping does not apply to rental properties or second homes.

What is the Difference Between Chapter 7 and Chapter 13 and What is the Timeline For Each?

The difference between these two chapters of the Bankruptcy Code and their time lines are as follows: Chapter 7: Also called a "straight bankruptcy", chapter 7 involves the liquidation of non-exempt assets for the benefit of creditors. Most chapter 7 cases are considered "no asset" cases meaning there will be no liquidation or distribution of assets to unsecured creditors. 

Chapter 13 Bankruptcy Rules

The chapter 13 bankruptcy is also known as wage earner's plan, as it enables to set up terms for repaying out of the debtor's net income. The personal bankruptcy attorneys or the debtor approaches the court for paying payments in installments on the amounts due with creditors who propose a repayment plan.

Need a Bankruptcy Evaluation? Here's How to Get One For Free!

There is no doubt that we are in a recession. Companies are closing, banks are going under, and families living paycheck to paycheck find themselves with no paycheck at all.

Considering Filing For Bankruptcy? Facts All Consumer Must Know When Filing For Bankruptcy

Bankruptcy is one of the most embarrassing situations when you face the jury, and tell them that you have lost everything due to mismanagement and bad planning. Although debts are not good either small or big, a man should struggle to get out of all types of debts. In previous years, the only thing people did was filing for bankruptcy. People did not have any option except bankruptcy, and so they choose it at that time.

Bankruptcy Basics

The word bankruptcy has several negative connotations attached to it. Many people are afraid of the word because they have the idea that it is associated with losing everything they have worked so hard to gain.

What is Involved in Credit Counseling For Chapter 13 Bankruptcy?

Credit counseling is just one of the many eligibility requirements you must meet in order to file Missouri or Illinois Chapter 13 bankruptcy. It involves learning more about bankruptcy and your other alternatives. But what happens if you don't take it?

What Are the Eligibility Requirements in the Chapter 13 Rules?

While there are many benefits to filing Chapter 13 bankruptcy in Missouri and Illinois, you must play the game to get them. To play the game, you must follow the Chapter 13 rules. Do you meet the eligibility requirements to file?

Will I Lose My Tax Refund If I'm Filing Bankruptcy?

Has keeping your tax refund been a deciding factor in whether or not you want to file Missouri or Illinois bankruptcy? Here are a few facts that you may need to know before you forgo protection from foreclosure, credit card debt help, and relief from your creditors.

What Does the US Fidelis Bankruptcy Mean For Workers?

The US Fidelis bankruptcy really hit the workforce of Wentzville, Missouri hard. Fortunately, there is a way that the workers can bounce back and get out of the debt they may have accumulated in between jobs.

How Long Must You Wait to Re-File a Chapter 7?

Re-filing a Missouri or Illinois Chapter 7 is a position that I hope few are in, but if it is necessary, it is possible after a certain amount of time. There are, however, a few tips on making your bankruptcy experience even better the second time around.

A New Way to Look at Bankruptcy and Future Employment

Finding and getting a job after bankruptcy is probably the top priority on your list after you've gotten your fresh start. But will it be hard? Are there specific tips that can help you find a better job, faster?

Is Bankruptcy Really Causing Couples to Divorce?

Is bankruptcy causing divorce? Perhaps, it isn't bankruptcy that is the cause of marital problems but debt itself. You may even be surprised to learn that bankruptcy can have a positive effect on your marriage.

How Can You Find the Best Deal on Bankruptcy?

The best deal on bankruptcy doesn't necessarily have anything to do with the price since bankruptcy fees don't vary much between attorneys. There are, however, some other points you'll want to look for to make sure you are getting your money's worth.

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Can I Modify My Mortgage While In Chapter 13 Bankruptcy? - Bankruptcy Questions Answered

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Can I Modify My Mortgage While In Chapter 13 Bankruptcy